Sunday, September 30, 2012

If Not Stocks Or Bonds, Then What? | Wall Street Oasis

The other day, I explained to a friend how I had made a generous return on the market simply by buying a US index fund when the P/E on the whole was below the historic average while bond yields were still low. I am hesitant to give the same advice today. There's always been a constant debate among pundits about the appropriate balance. But what if both asset classes aren't particularly attractive right now? The market is arguably appropriately valued with P/E's hovering around its long-term average. Bond yields are still at their historic lows. Throw in inflation, and you've got a negative return for fixed income.

According to Bill Gross and an article in WSJ:

Attracting considerable attention have been particularly gloomy arguments from famed bond-fund manager Bill Gross, of Pacific Investment Management (PIMCO). Mr. Gross believes bond returns will likely drop to 2% a year on average and stocks will gain only 3% to 4% a year.

According to Fidelity by WSJ:

Fidelity's asset-allocation group, which sets the investments for the firm's target-date retirement mutual funds, believes that over the next five to 10 years, U.S. stocks can generate average to slightly-below-average returns?roughly in the neighborhood of 6% a year.

According to Jack Bogle, from BI, from Fox Business:

Despite those economic conditions, confidence is at a really high level. You look at a 1% government bond, the 5-year note. You've got a 3% corporate bond. Those yields don't get much lower. That's a vote of confidence. Look at the stock market, sell around 17 times earnings. That's not exuberant; that's just about where it ought to be. So it suggests a good level of confidence at a level that's short of speculation."

So if nothing is really cheap, which asset class has the best prospects? How would you advise someone who isn't financially illiterate on their money today? Probably not active investing. Most money managers have difficulty beating the market, let alone a simpleton. I, myself, isn't brave enough to jump into the deep end of derivatives yet. Commodities maybe, if you know what you're doing. Emerging markets have their own problems, and real estate is beginning its long and treacherous climb to recovery. Perhaps MIST looks attractive at the moment.

Personally, I like to adhere to Warren Buffett's timeless advice. He (including S. Klarman) has iterated many times that you don't need to always be investing. Building up cash until fear paralyzes the market may present you with much more favorable opportunities and returns.

According to Alice Schroeder, author of Buffett's Biography, The Snowball:

?He thinks of cash differently than conventional investors,? Ms. Schroeder says. ?This is one of the most important things I learned from him: the optionality of cash. He thinks of cash as a call option with no expiration date, an option on every asset class, with no strike price.?

What do you think? Is it the right time to buy, hold, sell? What asset class should be given more attention? Is this the time to be in cash/short-term liquid securities? Am I preaching to the choir?

Source: http://www.wallstreetoasis.com/blog/if-not-stocks-or-bonds-then-what

gisele bundchen tom brady randy travis arrested dickens greg kelly cujo karen handel hangout

Uygulama Haber 24. B?l?m "En iyi iOS ve Android uygulamalar?"

Android ve iOS i?letim sistemli cihazlarda kullanabilece?iniz haftan?n en iyi oyun ve uygulamalar? ?tan?tt???m?z Uygulama Haber program?m?z?n 24. B?l?m?nde sizleri birbirinden farkl? oyun ve uygulamalar bekliyor

?

?

?

  • Bad Piggies???(Android - iOS)
  • Blood And Glory Legend???(Android - iOS)
  • Current Caller ID???(?Android?)
  • Subway Surfers Android?e ??kt???(https://play.google.com/store/apps/details?id=com.kiloo.subwaysurf" target="_blank">Android - iOS)
  • Gabi???(iOS)
  • Stickman Base Jumper??(Android - iOS)
  • Fort Courage??(?Android?)
  • Jasmine Youtube Client???(iOS)
  • Indestructible??(Android - iOS)
  • Pin Tiki???(iOS)
  • Dice Player??(?Android?)
  • Rayman Jumgle Run??(Android - iOS)
  • Earn to die???(iOS)
  • Fire Jumpers??(Android - iOS)
  • The Room????(iOS)
  • ?

    Source: http://www.donanimhaber.com/Uygulama_Haber_24_Bolum_En_iyi_iOS_ve_Android_uygulamalari-36581.htm

    ipad 2 cases movie times serene branson matthew mcconaughey to catch a predator davenport chris hansen

    How to Care for Your Ears [International Week of the Deaf - Buzz

    It is a very familiar sight to spot youngsters, collegians, work commuters hooked to earphones and listening to their favorite music on iPods, MP3s, etc. Listening to it is okay, but a lot of exposure to loud noise can severely damage your ears. Moreover, it can cause permanent hearing loss in the long run.?In order to keep your hearing healthy, you should be aware of how much loud sound you can be exposed to. In observation of 2012's International Week of the Deaf, we give you a noise diet to protect your ears from future problems. *Images courtesy: ? Thinkstock photos/ Getty Images?

    previous next '; $("#SiteLoginDiv").html(statusLoginStr); $("#SiteLoginDiv").show(); $("#CommonLoginDiv").hide(); //-To Show the Twitter Post Box T("#maincommentdivfortweeter").tweetBox({ height: 100, width: 600, defaultContent: "http://toi.in/3ab37Y", onTweet : function (data){ //--------------Function to Post data to the insert2dbfile var whihcflag = $("#whichcontype").val(); var first_name = $("#first_name").val(); var last_name = $("#second_name").val(); var screenName = $("#userscreenname").val(); var profile_url = $("#userprofilelink").val(); var profileImage = $("#userprofileimage").val(); var loginusertypeid = $("#loginusertypeid").val(); var comment_text = data.replace("http://toi.in/3ab37Y",""); var comment_parentid = $("#comment_parentid").val(); var content_id = $("#content_id").val(); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'twitter','whihcflag':whihcflag,'first_name':first_name,'last_name':last_name,'screenName':screenName,'profile_url':profile_url,'profileImage':profileImage,'loginusertypeid':loginusertypeid,'comment_text':comment_text,"content_id":content_id,"comment_parentid":comment_parentid},function(data){ if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); document.getElementById('showerrorComment').style.display="block"; }else if(jQuery.trim(data)=='BadWord'){ $("#comment_text").focus(); $("#commentBoxRes").html('Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep Healthmeup a happy place!'); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1","whichflag":whihcflag},function(data){ $("#showcommentcontent").html(data); var nocomments = $('#nocomments_'+16216).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+16216).html(''); $('#comment_'+16216).html(''+nocomments +' Comments ' ); } }); } }); } }); //$("#login-logout").append('Sign out of Twitter'); $("#signout").bind("click", function () { twttr.anywhere.signOut(); $("#first_name").val(''); $("#userscreenname").val(''); $("#userprofilelink").val(''); $("#userprofileimage").val(''); $("#loginusertypeid").val(''); window.location.reload(); }); $("#logindiv").hide(); }else{ T("#twitter-connect-placeholder").connectButton({ authComplete: function(user) { // triggered when auth completed successfully setQuestion(); window.location.reload(); } }); /*document.getElementById("twitter-connect-placeholder").onclick = function () { T.signIn();}; T.bind("authComplete", function (e, user) { // triggered when auth completed successfully window.location.reload(); });*/ //$("#logindiv").show(); $("#maincommentdiv").show(); //$("#facebooktwitteruserdetails").hide(); $("#maincommentdivfortweeter").hide(); }; }); });//------------Document Ready //-------------------FAcebook User Starts var badword=0; function postthecomment1(){ var comment_text = jQuery.trim($("#comment_text").val()); var comment_parentid = jQuery.trim($("#comment_parentid").val()); var content_id = jQuery.trim($("#content_id").val()); var whihcflag = $("#whichcontype").val(); $("#showerrorComment").hide(); $("#commentBoxRes").hide(); if(comment_text==""){ errmsg = "Please Enter Your Comment"; $("#comment_text").val('') $('#comment_text').focus(); flag=1; $("#showerrorComment").html(errmsg); document.getElementById('showerrorComment').style.display="block"; return false; } if($("#whichusertype").val()=='1'){ var first_name = $("#first_name").val(); var last_name = $("#second_name").val(); if($('#UsernameSelector').attr('checked') == true){ var screenName = 'Anonymous'; } else{ var screenName = $("#userscreenname").val(); } var profile_url = $("#userprofilelink").val(); var profileImage = $("#userprofileimage").val(); var loginusertypeid = $("#loginusertypeid").val(); $('#commentSubmit').attr('disabled','disabled'); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'facebook','whihcflag':whihcflag,'first_name':first_name,'last_name':last_name,'username':screenName,'profile_url':profile_url,'profileImage':profileImage,'loginusertypeid':loginusertypeid,'comment_text':comment_text,"content_id":content_id,"comment_parentid":comment_parentid},function(data){ if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); document.getElementById('showerrorComment').style.display="block"; }else if(jQuery.trim(data)=='BadWord'){ badword=1; $("#comment_text").focus(); $("#commentBoxRes").show(); $("#commentBoxRes").html('Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep luxpresso a happy place!'); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1"},function(data){ //alert(data); $("#showcommentcontent").html(data); $("#commentBoxRes").show(); //$("#Username").val(''); //$("#Useremail").val(''); $("#comment_text").val(''); var nocomments = $('#nocomments_'+16216).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+16216).html(''); $('#comment_'+16216).html(''+nocomments +' Comments ' ); } var message = comment_text; var article_title = "How to Care for Your Ears [International Week of the Deaf]"; var article_page_link = "http://healthmeup.com//photogallery-healthy-living/how-to-care-for-your-ears-international-week-of-the-deaf/16216/1"; var story_section ="Photogallery"; var story_section_url ="http://healthmeup.com/archive/content/5/1"; var author_name = "Renita Tisha Pinto"; var author_name_url = "http://healthmeup.com/author/renita-tisha-pinto/1190"; var posteddate = "Sep 29th 2012 at 6:45AM" var article_image_path ="http://images.idiva.com/media/healthmeup/photogallery/2012/Sep/song_120x90.jpg"; var attachment = {'name': article_title, 'href': article_page_link ,'properties' : { 'Filed under': {'text': story_section, 'href': story_section_url}, 'Author ' : {'text': author_name, 'href':author_name_url}, 'Posted On': posteddate} ,'media': [{ 'type': 'image', 'src': article_image_path, 'href': article_page_link }] }; var action_links = [{'text':'luxpresso', 'href':'http://luxpresso.com/'}]; // FB.Connect.streamPublish(message, attachment, action_links); streamPublish(attachment, 'Healthmeup', 'http://healthmeup.com/', 'Share healthmeup.com'); $('#commentSubmit').attr('disabled',''); }); } }); }else{ var username= jQuery.trim($("#Username").val()); var useremailid= jQuery.trim($("#Useremail").val()); var comment_parentid=jQuery.trim($("#comment_parentid").val()); var userpassword=jQuery.trim($("#Password").val()); var content_id=jQuery.trim($("#content_id").val()); var whihcflag =jQuery.trim($("#whichcontype").val()); var flag = 0; if($('#UsernameSelector').attr('checked') == true){ var username = 'Anonymous'; } else{ var username = $("#Username").val(); } if(comment_text==""){ errmsg = "Please Enter Your Comment"; $("#comment_text").val('') $('#comment_text').focus(); flag=1; }else if(username=="" || useremailid==""){ errmsg = "Please login to comment."; flag=1; }else if (userpassword == "" || userpassword == "Password"){ errmsg = "Please Enter Password"; $('#Password').focus(); flag=1; } if(flag==0){ //alert("asda"); $('#commentSubmit').attr('disabled','disabled'); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'normaluser','EmailId':useremailid,'whihcflag':whihcflag,'Username':username,"userpassword":userpassword,"content_id":content_id,"comment_parentid":comment_parentid,'comment_text':comment_text,'screenName':screenName},function(data){ //alert(trim(data)); if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); $("#showerrorComment").show(); }else if(jQuery.trim(data)=='BadWord'){ //alert("dsf") $("#comment_text").focus(); $("#commentBoxRes").html('

    Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep luxpresso a happy place!

    '); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1"},function(data){ //alert(data); $("#showcommentcontent").html(data); $("#commentBoxRes").html('

    Thanks for posting the comments.

    '); document.getElementById('commentBoxRes').style.display="block"; // $("#Username").val(''); //$("#Useremail").val(''); $("#comment_text").val(''); var nocomments = $('#nocomments_'+16216).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+16216).html(''); $('#comment_'+16216).html(''+nocomments +' Comments ' ); } }); } $('#commentSubmit').attr('disabled',''); del_cook('keepComment'); }); }else{ $("#showerrorComment").html(errmsg); document.getElementById('showerrorComment').style.display="block"; } } } function posttofacebook(comment_text){ var message = comment_text; var article_title = "How to Care for Your Ears [International Week of the Deaf]"; var article_page_link = "http://healthmeup.com//photogallery-healthy-living/how-to-care-for-your-ears-international-week-of-the-deaf/16216/1"; var story_section ="Photogallery"; var story_section_url ="http://healthmeup.com/archive/content/5/1"; var author_name = "Renita Tisha Pinto"; var author_name_url = "http://healthmeup.com/author/renita-tisha-pinto/1190"; var posteddate = "Sep 29th 2012 at 6:45AM"; var article_image_path ="http://images.idiva.com/media/healthmeup/photogallery/2012/Sep/song_120x90.jpg"; var attachment = {'name': article_title, 'href': article_page_link ,'properties' : { 'Filed under': {'text': story_section, 'href': story_section_url}, 'Author ' : {'text': author_name, 'href':author_name_url}, 'Posted On': posteddate } ,'media': [{ 'type': 'image', 'src': article_image_path, 'href': article_page_link }] }; var action_links = [{'text':'Healthmeup', 'href':'http://healthmeup.com/'}]; //FB.Connect.streamPublish(message, attachment, action_links); streamPublish(attachment, 'Healthmeup', 'http://healthmeup.com/', 'Share healthmeup.com'); } function clearText(field){ if (field.defaultValue == field.value) field.value = ''; else if (field.value == '') field.value = field.defaultValue; } function del_cook(name){ //alert('deleted'); var expdate = new Date(); expdate.setTime(expdate.getTime() - 1); document.cookie = name += "=; expires=" + expdate.toGMTString(); } window.setTimeout(function() { // This will execute 0.5s after the page loads // and it will execute only once if(readCookie('focus_comment')) { $(window).bind('load', function() { $('html, body').animate({ scrollTop: $('#landcomment').offset().top }, 'fast'); $("#comment_text").focus(); Set_Cookie("focus_comment",'1', "-1"); $("#login_thank_u").html('Thank you for logging in. Please go ahead and submit your comment'); $("#login_thank_u").show(); $("#login_thank_u").fadeOut(10000); }); } }, 500);

    Post comment as Anonymous

    Source: http://healthmeup.com/photogallery-healthy-living/how-to-care-for-your-ears-international-week-of-the-deaf/16216

    espn greg oden st patricks day st. bonaventure ira glass march madness swain

    Saturday, September 29, 2012

    Chinese not welcome in Zadig & Voltaire?s Paris hotel

    Zadig and Voltaire store 468x311 Chinese not welcome in Zadig & Voltaires Paris hotel

    French premium brand Zadig & Voltaire will open its debut hotel in 2014, located in the private mansion used to stage the label?s debut show in Paris earlier this week.

    The brand?s founder Thierry Gillier calls it ?a project dear to our hearts?, and it?s apparently going to be so exclusive that certain people are not allowed.

    ?It will be a slightly private hotel, not open to everybody, with 40 rooms. We are going to select guests. It won?t be open to Chinese tourists, for example. There is a lot of demand in Paris ? many people are looking for quiet with a certain privacy.?

    Since its publication yesterday morning, WWD?s article has been quietly amended ? the quote in question now reads simply ?busloads of tourists,? no ethnicity specified.

    - -

    Source: http://feedproxy.google.com/~r/Luxuo/~3/nGF_UQWEOvE/chinese-not-welcome-in-zadig-voltaire-hotel.html

    cotto vs margarito cotto vs margarito miguel cotto cotto ncaa bowl games bowls herman cain

    Executive Job Search Tips ? Social Media Techniques Using Twitter ...

    Tammy Kabell & Will Gladhart discuss exactly how you can utilize Twitter to uncover 0K+ job positions. Visit CareerResumeConsulting.com for more executive job search tips and branding strategies. To listen to part 1 of how to utilize and uncover immediate opportunities on LinkedIn for your Career Search visit www.youtube.com Will Gladhart, owner of Will Gladhart Consulting, a successful social media marketing company, has developed for us an extremely comprehensive, but very easy to understand, step-by-step guide setting up a Twitter account and using it specifically for job searching. (?and you never have to tweet)! You can access this document by visiting www.slideshare.com
    Video Rating: 5 / 5

    default Executive Job Search Tips   Social Media Techniques Using Twitter for your Career Search Part 4

    CHECK OUT FRAGSS! ? www.youtube.com ? www.facebook.com _______________________________________ Music supplied by Monstercat Media Artist: TwoThirds Video link: www.youtube.com Album download link: (see below) Album Download Links ==================== Ephixa Licensed Music: www.Ephixa.com Album #1 itunes.apple.com Album #2: itunes.apple.com _______________________________________ What is WAY? ? See way.tgn.tv Join the conversation at http Tell us what you think in the comments below. Click ?Like? and ?Add to? Favorites? if you like this video! =-=-=-= _______________________________________ WAY? (We Are You) ? tgn.tv YouTube Handbook ? Get more views! ? tgn.tv Livestream Handbook ? Get more viewers! ? tgn.tv TGN grew from 0-10 million in 5 months and shares how in the YouTube handbook! Towelliee went from to a high 4-figure monthly income in 4 months solely from livestreaming and he shares how in the Livestream handbook! _______________________________________ TGN on Facebook ? tgn.tv TGN on Twitter ? tgn.tv TGN on Google+ ? tgn.tv TGN on YouTube ? tgn.tv _______________________________________ Stay up-to-date on everything TGN! ? tgn.tv Get more TGN! ? tgn.tv
    Video Rating: 3 / 5

    No related posts.

    Source: http://prosocialmediamarketing.com/executive-job-search-tips-social-media-techniques-using-twitter-for-your-career-search-part-4.html

    whats going on bowl projections bedlam bedlam cotto vs margarito 2 cotto vs margarito cotto vs margarito

    Announcing the winner of iMore's iPhone 5 second chance giveaway!

    iPhone 5 is sexy!

    Here it is. The moment you've all been waiting for. We're announcing the winner of the FREE iPhone 5 from iMore.

    Find out who won... after the break!

    miabs1

    Congratulations miabs1! We'll be in touch via email to get your information for the prize! To everyone else, thanks for entering! There is always a giveaway happening on iMore and more chances to win great free stuff! Come back often and enter everything!

    Enter all the contests!



    Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/sj0GtzCpnT0/story01.htm

    shepard fairey is snooki pregnant snooki pregnant gbc hedy lamarr jack white kowloon walled city

    Friday, September 28, 2012

    Home with my family on Sunday...

    Hiking, biking, walking, swimming, skating, hula-hooping, frisbee, flying kites, sidewalk chalk art, crouquet, or soccer.

    Go to a park near your home. Or a museum. Or an art gallery. Play board games. Go enjoy the fall colors in nature. Take pictures. Heck, paint a picture of it if you're so inclined.

    The possibilities are endless. Just pick a few and do them.

    - Response by utahmom, A Thinker, Female, 46-55, Managerial

    Rating Received:

    Source: http://www.answerology.com/index.aspx/question/3137084_Home-with-my-family-on-Sunday.html

    jello shots bowl games abc store nate diaz vs donald cerrone ufc 141 lesnar vs overeem appetizer recipes

    Bipartisan Senate bill would promote highly efficient commercial ...

    Commercial buildings account for about 20 percent of energy used in the US and represent a huge opportunity to cut wasted energy, saving businesses money and reducing pollution. Approximately 70-80 percent of the buildings that will be standing in 20 years already exist today, making these existing buildings a gold mine for energy savings. ?Unfortunately, these savings are trapped by several persistent barriers, including a lack of upfront capital and a disconnect between the owner of energy using equipment and the person who actually pays the energy bills.

    That?s why we are so pleased to see the introduction of the Commercial Building Modernization Act by Senators Snowe, Bingaman, Feinstein and Cardin, which will revamp and extend the Energy Efficient Commercial Buildings Tax Deduction. The bill makes changes to the deduction that will better gear it to encourage retrofits of existing buildings, in addition to updating the code baseline for new buildings and raising the dollar amount of the deduction.

    The Energy Efficient Commercial Buildings Tax Deduction, known generally by its tax-code section name 179D, currently offers building owners a deduction of up to $1.80 per square foot for new buildings or renovations designed to use 50 percent less energy than the 2001 ASHRAE building code. 179D also includes a partial deduction of up to 60 cents per square foot for improvements within the envelope, HVAC or lighting systems.

    The existing deduction has not been used to the extent originally anticipated, leaving many energy savings opportunities on the table. The Commercial Buildings Modernization Act would improve on the current deduction by:

    • Changing the baseline for retrofits.? Instead of the ASHRAE code baseline, existing buildings could use their prior energy use as a baseline. In order to qualify for the deduction, a professional engineer would develop a plan for a retrofit that would save 20 to 50 percent over this baseline.
    • Paying for energy savings from retrofits. The bill pays for savings in two ways. The first is with a sliding scale deduction which ranges from $1/SF to $4/SF? depending? on the?percentage energy savings beyond the baseline that?the building achieves. This way, the more energy you save the more money you get (and in NRDC?s opinion, this scale should be weighted even more heavily towards the top end to avoid paying too much for retrofits on the low end and running up the cost to the Treasury). The second way the bill pays for savings is by tying a portion of the deduction to realized energy savings: a taxpayer could claim 60 percent of the deduction in the year measures are installed based on modeled savings, but has to wait two years to get the second 40 percent, which is based on demonstrated energy savings (normalized for things like weather and occupancy). This will incentivize owners and occupants to operate buildings well, which can have a large impact on energy use.
    • Incentivizing the right people. The current deduction can only be claimed by the owner of the building (except in the case of publicly-owned buildings for which the deduction is assignable and has consequently been better utilized). This is challenging both for ownership structures that have no tax liability (such as Real Estate Investment Trusts) and buildings where both the owner and the tenant have influence over the building's energy use (for example, an owner is likely to make decisions about a building's HVAC systems, but is not likely to have control over lighting in a tenant's space). The Commercial Building Modernization Act fixes this issue by allowing anyone involved with the project (such as the architect or tenant) to claim the deduction.
    • For new construction, the bill updates the code baseline, increases the dollar amount to $3/SF, and simplifies the calculations needed to show compliance.

    According to a report by the Political Economy Research Institute, retrofits encouraged by a revamped 179D could save building owners $1.4 billion year on their energy bills and create 77,000 jobs. Furthermore, since energy costs are tax deductable as a business expense,?improvements in energy efficiency benefit the Treasury as well as the building owner.?

    Like any bill, there are still kinks to work out and since the current deduction doesn?t expire until the end of 2013, ?this is likely just the beginning of the conversation, but nevertheless the introduction of the Commercial Buildings Modernization Act is one step forward towards a country with more highly efficient commercial buildings. And something both Democrats and Republicans can agree on is good news.

    Source: http://switchboard.nrdc.org/blogs/mwaltner/bipartisan_senate_bill_would_p.html

    sleigh bells meek sturgis sturgis whitney houston laid to rest daytona bike week amazing race

    Sky Blues Business Networking Club - Coventry City FC - Coventry ...

    This networking event brings all of the clubs corporate and commercial customers together as one group to give businesses owners, directors and senior managers the opportunity to network and grow business relationships. The group is open to all businesses in Coventry and Warwickshire and not just our existing customers.

    ?

    Sponsor?

    ?

    Booking

    ?

    Places are ?10 (inc vat) per person and includes a cooked breakfast and tea/coffee/juice. ?

    ?

    ?

    Bookings and payment are required in advance.

    ?

    Format

    ?

    Arrive: 7:15am

    Start: 7:30am

    Introduction: from CCFC Commercial Department

    CCFC Speaker: Steve Waggott, Development Director

    60 second networking: for the 1st half of the room

    60 second networking: for 2nd half of the room

    Close: 9:00am

    ?

    Please feel free to inform your business associates of this event and ask them to book.

    ?

    Sponsorship Opportunity?- ?500 + VAT to include presentation slot of 10-15 minutes, pre-event marketing on CCFC website, this website, social media and promotional literature at the networking event. ?

    If your business would like to sponsor the next or future events please let us know.

    ?

    ?

    Source: http://www.coventrycity-mad.co.uk/news/tmnw/sky_blues_business_networking_club_759778/index.shtml

    lottery winners lottery winners april fools day pranks ohio state vs kansas daniel von bargen the beach blood diamond

    Thursday, September 27, 2012

    Immigrants DREAM on: Neither Obama nor Romney will help you ...

    Undocumented students who now have conditional, permanent residency thanks to the DREAM Act have been protesting Mitt Romney and his stance on immigration, or lack thereof, across the country.

    "He advocates for self-deportation, he is against very logical legislation like the DREAM act, like deferred action," says Sofia Campos of DreamTeam L.A.

    ReasonTV caught up with some of the protesters in downtown Los Angeles, and questioned them on their views of Romney, Obama, and a realistic future for immigration policy.

    "President Obama has had a record number of deportations in his administration," says Pablo Reyes, president of National Pursuit of Dreams, "he passed deferred action, and we're thankful for that, but we know it's not the end battle."

    About 2:30 minutes.

    Produced by Tracy Oppenheimer. Camera by Mark Wagner.

    Scroll down for downloadable versions and subscribe to ReasonTV's YouTube Channel to receive notifications when new material goes live.

    Source: http://reason.com/reasontv/2012/09/26/immigrants-dream-on-neither-obama-nor-ro

    craigslist killer extremely loud and incredibly close south carolina primary squirrel appreciation day billy beane kathy griffin road conditions

    Obama flubs line on jobs, says he's 'channeling' Romney

    {ttle}

    {cptn}","template_name":"ss_thmb_play_ttle","i18n":{"end_of_gallery_header":"End of Gallery","end_of_gallery_next":"View Again"},"metadata":{"pagination":"{firstVisible} - {lastVisible} of {numItems}","ult":{"spaceid":"8903520","sec":""}}},{"id": "hcm-carousel-404551060", "dataManager": C.dmgr, "mediator": C.mdtr, "group_name":"hcm-carousel-404551060", "track_item_selected":1,"tracking":{ "spaceid" : "8903520", "events" : { "click" : { "any" : { "yui-carousel-prev" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"prev","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } }, "yui-carousel-next" : { "node" : "a", "data" : {"sec":"HCMOL on article right rail","slk":"next","itc":"1" }, "bubbles" : true, "test": function(params){ var carousel = params.obj.getCarousel(); var pages = carousel._pages; // no more pages, don't beacon again // if same page, don't beacon if(("_ult_current_page" in carousel) && carousel._ult_current_page==pages.cur) return false; // keep track of current position within this closure carousel._ult_current_page = pages.cur; return true; } } } } } } })); }); Y.later(10, this, function() {Y.namespace("Media").ywaSettings = '"projectId": "10001256862979", "documentName": "", "documentGroup": "", "ywaColo" : "vscale3", "spaceId" : "8903520" ,"customFields" : { "12" : "classic", "13" : "story" }'; Y.Media.YWA.init(Y.namespace("Media").ywaSettings); }); Y.later(10, this, function() {(function() { try{ if (Math.floor(Math.random()*10) == 1) { var loc = window.location, decoded = decodeURI(loc.pathname), encoded = encodeURI(decoded), uri = loc.protocol + "//" + loc.host + encoded + ((loc.search.length > 0) ? loc.search + '&' : '?') + "_cacheable=1", xmlhttp; if (window.XMLHttpRequest) xmlhttp=new XMLHttpRequest(); else xmlhttp=new ActiveXObject("Microsoft.XMLHTTP"); xmlhttp.open("GET",uri,true); xmlhttp.send(); } }catch(e){} })(); }); Y.later(10, this, function() {if(document.onclick===YAHOO.Media.PreventDefaultHandler.newClick){document.onclick=YAHOO.Media.PreventDefaultHandler.oldClick;} }); }); });

    Is this the first authentic Budget 2013 leak? ? NAMA Wine Lake

    Yesterday, the Irish pension industry held a key conference ? the Irish Life pensions conference ? and you won?t be surprised to learn that it is manoeuvring in advance of the Budget 2013 announcements in December to avoid further measures which will eat into its business ? nothing surprising in that, and in fact the industry might be praised for getting its tuppence worth in early. You can expect lots of similar sabre-rattling and batons-on-shields in the next two months in the run-up to the actual budget announcement. However, yesterday distinguished itself because the boss at the Department of Finance delivered a speech and Charlie Weston at the Independent today reports ?Secretary general of the Department of Finance John Moran told the conference the State had signed up to delivering a further ?900m in savings from pensions in the period up to 2012, ?including a move to standard rate tax relief on pension contributions over that time?.?

    This is new.

    The Memorandum of Understanding with the bailout Troika makes no reference to pensions at all, in the context of Budget 2013 ? see below. So if the Independent?s reporting is correct, then it appears to be a major piece of news that pensions will yield such results in the forthcoming budget.

    Last week in the Dail, the Sinn Fein finance spokesperson Pearse Doherty asked the Minister for Finance Michael Noonan to estimate the effect of reducing the allowance rate on pension contributions to the lower rate of tax, 20% and also reducing the earnings cap to ?75,000. The response was that it would generate ?540m per annum though there are caveats. This is the full exchange.

    Deputy Pearse Doherty: To ask the Minister for Finance the earnings cap for pensions contributions; and the estimated return to the Exchequer if the earnings cap was reduced to ?75,000 and pensions tax reliefs then granted at 20%.

    Minister for Finance, Michael Noonan: I assume that the Deputy is referring to the current annual earnings cap of ?115,000 which operates to limit the level of tax-relieved personal pension contributions in any one year. The annual earnings cap acts, in conjunction with age-related percentage limits of annual earnings, to put a ceiling on the annual amount of tax relief an individual taxpayer can obtain on pension contributions.

    A breakdown of the cost of tax relief on employee contributions to occupational pension schemes is not available by income tax rate, as tax returns by employers to the Revenue Commissioners of employee contributions to such schemes are aggregated at employer level. An historical breakdown is available by tax rate of the tax relief claimed on contributions to personal pension plans ? Retirement Annuity Contracts (RACs) and Personal Retirement Savings Accounts (PRSAs) ? by the self-employed and others, to the extent that the contributions have been included in the personal tax returns of those taxpayers. There is, therefore, only a limited statistical basis for providing definitive figures.

    However, by making certain assumptions about the available information, the Revenue Commissioners inform me that the combined estimated full year yield to the Exchequer from reducing the current annual earnings cap of ?115,000 to ?75,000 and confining tax relief to the standard rate of 20% in respect of individual contributions to occupational pension schemes, RACs and PRSAs would be about ?540 million.


    Source: http://namawinelake.wordpress.com/2012/09/26/is-this-the-first-authentic-budget-2013-leak/

    sarah burke death etta james funeral erin brockovich dodgeball 2012 pro bowl postsecret ufc on fox 2

    Wednesday, September 26, 2012

    GammaTech PCs and Tablets Offer Advanced Features and - Envirolib

    SOURCE: GammaTech Computer Corporation

    GammaTech Computer Corporation

    FREMONT, CA?(Marketwire ? Sep 25, 2012) ? GammaTech Computer Corp., a major international manufacturer and supplier of innovative notebook and tablet computers, offers healthcare professionals PC and tablet options that are designed and engineered specifically for the medical industry. The products are the All-In-One A22i PC and the fully rugged Durabook T10L2 medical tablet. Both models can be built to order, enhancing their mobile productivity.

    ?GammaTech All-In-One PCs and medical tablets assist doctors, nurses and healthcare professionals increase the quality of care for their patients,? says Jen Chen, GammaTech president. ?With built-in batteries and wireless connectivity, both models can be carried from patient room to room for real time file access. Additionally, the T10L2 Mobile Clinical Assistant meets Military Standard 810G with an IP64 high-resolution display and can perform a dynamic array of tasks for field professionals across vertical markets.?

    A22i All-In-One PC Features Intel Ivy Bridge Power in an Elegant Design
    The slim-design A22i All-In-One PC uses an advanced Intel Ivy Bridge processor and Intel HD Graphics. It has a full-HD 22? and 10 point multi-touch capacitive screen with a high-resolution two-megapixel web camera. Outstanding performance is ensured by its Intel Mobile HM7x chipset with RAID support and internal mSATA storage that supports Intel Smart Response Technology, which delivers SSD-like performance at a lower cost. Two DDR3 memory slots provide up to 8GB of memory with support for SATA 3.0. It has Intel Wi-Fi b/g/n with a Bluetooth option available. It includes both USB 3.0 and USB 2.0 connectors, and reader slots for assorted flash cards. Weighing about 10 pounds, the unit can either be securely docked onto a medical cart using its VESA mounting capability or carried using the built-in ergonomic handle and battery power. Its ability to be used as it moves allows healthcare professionals to keep working without continuously shutting down. It may also be used in a collapsed prone position.?

    Lightweight T10L2 Fully Rugged Tablet Delivers in Any Situation
    The Durabook T10L2 Mobile Clinical Assistant has a 10.4? high-resolution LCD multi-touch display with digitizer and features a brightness adjustment to accommodate nighttime dimly lit rooms or mid-day sunshine. It meets Military Standard 810G for durability and has a fully sealed design that protects internal components, making them resistant to drop, spill, shock, dust, water, as well as alcohol and disinfectant-wipes to help protect against cross contamination. It also has UL-60601 certification. The T10L2 is powered by hot-swappable twin battery packs and comes with a built-in barcode scanner, a radio frequency identification (RFID) scanner, and Wi-Fi and Bluetooth capabilities. It also features WCDMA/HSUPA technologies. It has a slim, clipboard-style design, molded ergonomic handle, and weighs less than three pounds. Its three-megapixel camera with LED light and auto-focus provides highly detailed images of wounds, surgical sites, range of motion, and other conditions that may be saved directly to a patient?s electronic file.?

    Availability
    Both the A22i (MSRP $ 1,499) and T10L2 (MSRP $ 2,599) are available to healthcare professionals, hospitals, group purchasing organizations, government entities, and universities through authorized GammaTech resellers nationwide.

    Additional Information
    For more information regarding either of these GammaTech products, or on GammaTech?s built-to-order capabilities, visit www.gammatechusa.com or call (800) 995-8946.

    About GammaTech Computer Corporation
    GammaTech Computer Corporation is a leader in the design, manufacture and sales of cost-effective, high-performance mobile computing solutions throughout North America. Its award-winning line of rugged and hardened notebook and tablet computers are designed and built-to-order to increase mobile productivity for business, government, healthcare, fire, public safety and a host of other entities. GammaTech offers a complete portfolio of products that delivers power and performance needed in the most demanding work environments, resulting in increased productivity and accelerated return on investment. GammaTech is headquartered in Fremont, California, which provides the final assembly, inventory, service and technical support.

    All products/services and trademarks mentioned in this release are the properties of their respective companies.

    ? 2012 GammaTech Computer Corporation. All rights reserved.

    Marketwire ? Environment

    Related:

    1. Health Care Community Gathers at CleanMed 2012, the Nation?s Most Influential Conference on Sustainable Health Care
    2. WeatherBug Announces Advanced Mobile Storm Tracking with Lightning Alerts for iPhone App
    3. Progress Solar Light Towers Offer Local State, City and County?
    4. 2012 National Advanced Biofuels Conference & Expo Announces Preliminary Agenda
    5. 999Bottle Features Environmental Impact Display
    6. Arbtech Implements Special Offer on Bat Surveys until End of June
    7. TAFFY AND FRIENDS OFFER GREENER WAY TO TOUR BEACONS NATIONAL PARK
    8. MainTraditions Online Boutique features Natural Essentials and Organic?

    from your own site.

    Source: http://envirolib.org/press-releases/gammatech-pcs-and-tablets-offer-advanced-features-and-durability-for-superior-patient-care/

    pinewood derby cars republican debate tonight tinker tailor soldier spy rich forever rick ross project runway all stars elin nordegren tangled ever after

    No Time to Cook? Top Tips for Eating Healthy on the Go

    Spokane Fitness Blog by Amy Hunt

    If you?re trying to eat healthy, it can be very difficult to do so if your only option at the time is fast food or a restaurant. In many cases, even if you think you?re eating something that?s good for you, there may be a lot of unwanted elements in that choice. While eating well on the go is a challenge, the good news is it?s not impossible:

    1. Choosing a Drink

    Avoid choosing a beverage that?s packed with wasted calories. Soda and many juices are filled with sugar. Shakes are even worse. In fact, shakes can have more calories than an entire meal! While your best option is water, if you have to have a drink with flavor, go diet.

    2. Portion Control

    Regardless of where you are, the best way to keep fast food in check is to watch your portions. No matter how unhealthy a choice may be, sticking to a small portion will minimize the negative impact it has on your overall calories for the day. While making healthy food choices is important for many reasons, since actual weight gain boils down to a matter of ?calories in vs. calories out,? going with something small at a restaurant will prevent you from blowing the diet or meal plan you?re following.

    3. Salads

    While salads are almost always a safe choice, you still have to be aware of the dressing and other items that may come with it. If you?re at a restaurant, ask for your dressing on the side. And instead of toppings like croutons or noodles, you can get quality protein and feel more satisfied by opting for grilled chicken on top of your salad.

    4. Picking A Burger

    There are a few things to keep in mind when ordering a hamburger. Single patties are always better than double patty sandwiches. And while having a cheeseburger isn?t the worst choice in the world, do be weary of thick sauces like mayo. Mustard is actually the best for keeping calories to a minimum.

    5. Chicken Options

    At many fast food places, a chicken sandwich will definitely be the best thing to order. Just be sure that you choose grilled chicken instead of crispy and/or breaded.

    6. Tacos

    Many people are surprised to learn that tacos can actually be a very healthy choice when you?re on the go. As we?ve seen with other options, your best bet is chicken. And instead of piling on the sour cream, go with lettuce, tomato and onion. Keep in mind that while lean beef and guacamole are a little higher in calories, they?re still much better than a large percentage of fast food options.

    Even though it may be difficult to eat healthy at a fast food place or restaurant, it can be done. The things to keep in mind are drink water, stick to small portions, don?t sabotage your salad and focus on protein without adding tons of calories.

    How many times in a normal week do you eat at a restaurant or fast food place?

    Source: http://spokanefitnesssecrets.com/spokane-fitness-secrets/no-time-to-cook-top-tips-for-eating-healthy-on-the-go/

    katharine mcphee cold mountain valentines day ideas the villages florida egoraptor gisele bundchen turbotax

    Ancient Buddhist statue made of meteorite, new study reveals

    ScienceDaily (Sep. 26, 2012) ? An ancient Buddhist statue which was first recovered by a Nazi expedition in 1938 has been analyzed by a team of scientists led by Dr. Elmar Buchner from the Institute of Planetology, University of Stuttgart. The probably 1,000-year-old statue, called the "Iron Man," weighs 10 kilograms, portrays the Buddhist god Vaisravana and is believed to originate from the pre-Buddhist Bon culture of the 11th Century. Geochemical analyses by the German-Austrian research team revealed that the priceless statue was carved from an ataxite, a very rare class of iron meteorites.

    It sounds like an artifact from an Indiana Jones film: a 1,000-year-old ancient Buddhist statue which was first recovered by a Nazi expedition in 1938 has been analyzed by scientists and has been found to be carved from a meteorite. The findings, published in Meteoritics and Planetary Science, reveal the priceless statue to be a rare ataxite class of meteorite.

    The statue, known as the Iron Man, weighs 10kg and is believed to represent a stylistic hybrid between the Buddhist and pre-Buddhist Bon culture that portrays the god Vaisravana, the Buddhist King of the North, also known as Jambhala in Tibet.

    The statue was discovered in 1938 by an expedition of German scientists led by renowned zoologist Ernst Sch?fer. It is unknown how the statue was discovered, but it is believed that the large swastika carved into the centre of the figure may have encouraged the team to take it back to Germany. Once it arrived in Munich it became part of a private collection and only became available for study following an auction in 2009.

    The first team to study the origins of the statue was led by Dr Elmar Buchner from Stuttgart University. The team was able to classify it as an ataxite, a rare class of iron meteorite with high contents of nickel.

    "The statue was chiseled from an iron meteorite, from a fragment of the Chinga meteorite which crashed into the border areas between Mongolia and Siberia about 15.000 years ago. "While the first debris was officially discovered in 1913 by gold prospectors, we believe that this individual meteorite fragment was collected many centuries before," said Dr Buchner.

    Meteorites inspired worship from many ancient cultures ranging from the Inuit's of Greenland to the aborigines of Australia. Even today one of the most famous worship sites in the world, Mecca in Saudi Arabia, is based upon the Black Stone, believed to be a stony meteorite. Dr Buchner's team believe the Iron Man originated from the Bon culture of the 11th Century"The Iron Man statue is the only known illustration of a human figure to be carved into a meteorite, which means we have nothing to compare it to when assessing value," said Dr Buchner. "Its origins alone may value it at $20,000; however, if our estimation of its age is correct and it is nearly a thousand years old it could be invaluable."

    Share this story on Facebook, Twitter, and Google:

    Other social bookmarking and sharing tools:


    Story Source:

    The above story is reprinted from materials provided by University of Stuttgart, via AlphaGalileo.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal Reference:

    1. Elmar Buchner, Martin Schmieder, Gero Kurat, Franz Brandst?tter, Utz Kramar, Theo Ntaflos, J?rg Kr?chert. Buddha from space: An ancient object of art made of a Chinga iron meteorite fragment. Meteoritics & Planetary Science, 2012; DOI: 10.1111/j.1945-5100.2012.01409.x

    Note: If no author is given, the source is cited instead.

    Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/7UrMxNs63VY/120926104255.htm

    blunt amendment justin bieber birthday read across america vikings stadium breitbart dead db cooper fafsa

    Tuesday, September 25, 2012

    Great Internet Marketing Tips From The Pros! | Eric Chua : Life ...

    If you want a successful business, you need to utilize Internet marketing to connect with any potential customers who are online. This article has helpful information to help you become a success through Internet marketing. You will learn what it takes to succeed at Internet marketing.

    Keep your content updated. If someone visits your site and the information is outdated, they may assume that the company is not doing well and that it is a waste of time for them to contact you. A well-received and current site is one which will attract more people.

    Comments are an excellent resource, even from non-buyers. Adding a form to fill at the bottom of ad copy will allow these visitors to explain why a purchase was not made. There are many reasons people choose not to purchase a product.

    TIP! If you are good at writing, write an article about your business and submit it to magazines that accept submissions. Make sure you include your business information and website information in your articles.

    Create a website that has informative content and is easy to navigate. Your goal should be to teach your potential customers exactly what you are selling so they understand what and why they should want to purchase your product. Repeat information, fluff and unreliable information should be avoided.

    Make effective use of email in your business. When you send emails to your customers, make it newsletter style and interesting. You want your customers to be excited to receive your emails. Your subscribers want to feel like you?re sharing valuable information with them, not spam. Newsletters are a great way to keep people interested even after they?re gone from your site, and make them want to come back.

    Video marketing is an excellent way to get the word out about your business and really get noticed. Use keywords in the descriptions and captions to increase the visibility of your website. An interesting title and a unique picture will grab the attention of potential clients and possibly produce sales.

    TIP! Think about your customers when making your site and promoting it. Ask yourself if it is easy to navigate.

    You can build a client list by using a squeeze page. Its purpose is to solicit email addresses from potential customers. You may even want to offer a freebie or special offer when a visitor shares their email address. People are more inclined to do something for you if you do something for them.

    Most cell phone companies can help you set up a ?dedicated business phone number,? which allows your customers to call you on your current device. Get a number specifically for your business.

    Present limited time offers. Free shipping or giveaways can increase the traffic that comes onto your page. Make sure that you highlight the end date of the offer to create a feeling of urgency.

    TIP! Consider making proposals to other web-based businesses on ways to combine products and offer special deals to your customers. This allows you to link together multiple markets, so that you increase your sales numbers.

    Most often you will be advised not to mix business with your home life, but this may qualify as an exception. Because you are in it together, this venture does not create the same stress you feel when you owe someone else money. You should include your spouse in this activity, too.

    Create social networks on Facebook or Twitter to target a market. Be careful not to spam people, however, as MySpace has cracked down on such actions, occasionally suing spammers for online harassment.

    Most product and service communications can benefit by the use of descriptive terms and phrases that will deliver gratification instantly or near-instant. Your advertisement should emphasize how quickly orders get processed, how fast orders will be shipped and delivered, and the speed at which buyers will obtain results from their purchase. This can be illustrated as speedy downloads, fast and secure purchasing process or even quick confirmations of orders placed online.

    TIP! Integrate social media outlets like Facebook and Twitter into your Internet marketing efforts. They help you keep in touch with customers and provide an easy way to advertise.

    Make sure the vocabulary you use in your Internet marketing campaign is easy for customers to understand. If you use familiar vocabulary, people will be more likely to reach out to you and feel comfortable about it. Proper word usage goes a long way in representing your business.

    Presenting visitors to your website with the option to subscribe to your ezine is an effective marketing technique that can help you build your customer base, particularly if you develop your ezine in a way that helps you establish a bond with your readers. Add family pictures of you to inject personality. Don?t be afraid to share funny or interesting stories from your personal life with your readers. Keep the reader curious by having an eye catching subject line that will grab their attention.

    You must use a well-built website on the Internet to increase the visibility of your business. When traditional advertising doesn?t give the needed exposure to your product, marketing on the Internet is a life saver. Use what you?ve just learned, and plan the Internet marketing strategy that meets your needs

    TIP! Making sure that your site contains a lot of original and exciting content is one of the best ways to ultimately climb up through the rankings system. This is true for any online retailer that sells similar products with similar product descriptions.

    Join me on Facebook:
    www.facebook.com/maynaseric

    Source: http://www.maynaseric.com/great-internet-marketing-tips-from-the-pros

    odom vt vt los angeles angels los angeles angels lindsay lohan’s playboy cover leaked online lindsay lohan’s playboy cover leaked online

    Q&A: Jacob Rooksby on higher ed patents | Academe Blog

    Jacob Rooksby is an assistant professor of law at Duquesne University?s law school. His research looks at the intersection of intellectual property law and higher education, and he is a contributor to the newest issue of?Academe.?His article is ?Sue U.? and explores what happens when universities get into the game of developing, licensing, and protecting patents. I spoke with him by e-mail about the issues raised in his article.

    What do you think every faculty member or researcher should know about university-owned patents?

    As a general matter, they should know that patents are different from copyrights, a concept more familiar to most faculty. ?Universities historically have not claimed copyright ownership in books, articles, and other scholarly works created by their faculty. ?The same is not true for patentable inventions, the ownership of which faculty members must assign to their university employers, per the terms of employment contracts & related institutional IP policies.

    Patents that stem from faculty research can be very valuable assets. ?With this value often comes difficult decisions with ethical consequences: whether to seek patent protection, and how to license patents once issued. ?For example, is it appropriate for the University of Utah to own patents on the ?isolated? genes BRCA 1 and BRCA 2, which account for most inherited forms of breast and ovarian cancers? ?Many would argue that genes, as fundamental building blocks of nature, should not be eligible for patent protection in any form (although to date,?courts have disagreed?with that proposition as a matter of law). ?Further still, is it appropriate for the University of Utah to exclusively license its isolated gene patents to only?one company, as it has done, which charges monopoly prices to perform clinical diagnostic testing? ?Would it not better serve the public good, and the mission of the publicly-supported University of Utah, to allow any interested party to use the patents cheaply for any commercial or non-commercial purpose?

    Courts tend to shy away from these issues, drawing a distinction between patent eligibility (a legal issue they decide) and patentability (a policy decision for would-be patentees to decide). ?Given the policy and ethical considerations inherent in this debate, it deserves the attention and participation of all faculty concerned for the evolving role and function of research universities in an innovation-based economy.
    It seems logical enough that diverting resources to developing and maintaining patents can be bad for faculty and staff at a university. But, one?argument you make is that even though it can bring in money, these patents can end up being bad for a school?s finances. Can you explain how that?works?

    The thrust of my argument is that if universities are in for a penny they should be in for a pound.??Seeking to obtain and license patents is a labor-intensive and costly activity that is not best played with half-measures.??University research goals shouldn?t be exclusively patent- or revenue-driven, but for those patents a university does own, it should treat them as the serious assets they are.??That means being willing to sue infringers when necessary so ongoing licensing efforts are not undermined (in short, why should one company pay if others get away with not paying?).??Universities that are unwilling to take such action ? a hesitancy which, to be clear, I sympathize with ? need to seriously question why they seek patents in the first instance.??Rights accretion for the sake of playing in the university arms race is a costly proposition that makes little economic sense in the long run if an institution is unwilling to stand by those rights when they are infringed.??As a TTO director interviewed in a?previous study?I conducted on this topic told me, ?A patent without enforcement is a piece of paper with?Dave Kappos?s signature on it.??That?s all it is, you know.??It?s a very expensive piece of paper.??If you?re not willing to enforce it, that?s all you?ve got.???And I agree.

    Legally, is there a distinction between public and private schools when it comes to patent licensing? In your opinion, is there an ethical?difference?

    As to the first question, the more relevant distinction concerns the research dollars going to universities that give rise to patents, and where that money comes from. ?Most research conducted by faculty at universities is funded by the federal government. ?The Bayh-Dole Act applies to all university research funded by federal grants from (for example) the National Institutes of Health, the National Science Foundation, the Department of Defense, and other such governmental agencies. ?This law allows universities to claim ownership of any patent-eligible discovery that flows from such research so long as certain conditions are met. ?Universities then have an obligation to commercialize the research findings through licensing arrangements intended to benefit American industry and the consuming public. ?Universities and their faculty also often enter into private research agreements, known as sponsored research. ?Which party enjoys ownership of any patents that may result from such research is up to the individual institution and research sponsor to decide, although typically any patents resulting from these relationships go to the university.

    As to the second question, ethically I see little difference. ?If we believe that non-profit higher education exists to serve the public good, then our expectations for university behavior should not vary depending on whether an institution is publicly- or privately-funded. ?Both types of institutions benefit from the public purse (and other favorable treatment society confers on them). ?In turn, we should expect them to benefit us.
    Under what circumstances would it make sense for a university to invest heavily in protecting and licensing its patents?

    As a general proposition, I think it makes sense for a university to invest heavily in protecting and licensing its patents if it already has a hearty research infrastructure in place. ?Some institutions seem convinced that if only they throw more money at their TTO, windfall returns eventually will be realized. ?Research shows it doesn?t work that way. ?Windfalls are rare because the most valuable patents don?t get created out of thin air. ?Laboratories, equipment, sizable research grants, and most importantly, a deep pool of talented, research-oriented faculty, all need to be in place before it?s reasonable to think that a university will do anything other than lose money or at best break even through technology transfer.

    My corollary to this point is that universities ? even ones well-equipped to achieve successes in patenting and licensing ? shouldn?t invest heavily in these activities unless they are willing to stand by them in the face of public outcry and potential backlash from lawmakers, faculty, alumni, students, and donors. ?The University of California ? mentioned in my article for Academe as having recently lost a patent infringement lawsuit in Texas against many ?brand name? companies ? is an example of a university committed to its patents no matter the fallout. ?Just this past week?it again filed suit?with its alleged ?patent troll? licensee, Eolas Technologies ? this time against Wal-Mart, Facebook, ABC, ESPN, and Walt-Disney.

    But not every university that seeks patents has the same stomach ? or budget ? for litigation. ?All the more reason for each university active in this space to consider whether it?s willing to affirmatively litigate in order to protect its patents. ?Those that aren?t committed or effectively able to do so might be better served to invest money elsewhere. ?Indeed, they might better serve society by doing so.

    Read Jacob Rooksby?s full article here.?

    Like this:

    Be the first to like this.

    Source: http://academeblog.org/2012/09/24/qa-jacob-rooksby-on-higher-ed-patents/

    northern lights sign of the times keystone pipeline purim acc tournament big ten tournament big east tournament 2012

    A Q&A with A Fall From Grace Director Jennifer Lynch - Yes

    ?Darkness visible?
    ?BY ANDREW WYATT ?Director and screenwriter Jennifer Lynch has been leaving her mark in film and television for over twenty years. The daughter of renowned American filmmaker David Lynch and painter Peggy Reavey, Lynch was just 25 when her notorious first feature, Boxing Helena, premiered in 1993. Following the critical drubbing to which both the film and Lynch were subjected, it was another fifteen years before she helmed another feature, the 2008 indie thriller Surveillance. That film clinched Lynch a Best Director prize at the New York Horror Film Festival, and has led to a second life of sorts for the filmmaker as a crafter of smaller-scale, delightfully perverse independent cinema. Lynch's newest film, A Fall From Grace, is currently inching into pre-production, and will be set in and shot on location in St. Louis. Lynch and her co-writer and producer, Eric Wilkinson, recently sat down with St. Louis Magazine recently to talk about the city's peculiar vibe, the perils of the creative process, and the director's life-long search for her own, distinct artistic voice.

    ?The script for your upcoming film, A Fall from Grace, was co-written by you and one of the film's producers and performers, Eric Wilkinson. How did you originally get involved?

    ?The script that Eric gave me was inspired by the creepy feeling he got while he was standing on the Old Chain of Rocks Bridge. He only later found out about the Kerry sisters [the 1991 murder of Julie and Robin Kerry at the bridge]. Eric's script was not about the sisters at all, but it was certainly inspired by the mood on that bridge, and the fact that something dark had happened there. I know that's a very potent case for St. Louis. I think that at some point in the future, Eric wants to focus on that case in a different film, if he can get the family's permission, because he wants to do it respectfully. Initially, I said ?No? to the project three times. Eric is the kind of writer and producer who is very receptive to the fact that I said, ?Look, there are just some things in this script that I don't gravitate towards.? I can't say specifically if there were things I just felt I had seen before, or things that didn't hit that part of me that wanted to bring them to fruition. I told him that I loved the idea of the bridges and a killer, but I'd like to explore some different things, and he was very all about that. I did a big re-write and a re-configuration of things, changing some of the story and the characters. And Eric was very happy with the result, and so was I. And at that point it was a story that I wanted to tell, very deeply. That was all brought about because Eric told me, ?You've got to come see St. Louis.? I'd never been there, but the moment I was there, I fell in love with it. The city is not just visually arresting, it's the mood and a quality of life, and a type of people that just breeds amazing stories. I was totally inspired, and I went back into the script with that new juice. So the project was born partly of the challenge of making something that didn't necessarily spark me. Eric and David [producer David Michaels] are both people I wanted to work with?I had worked with David before on Surveillance?and I felt that it was certainly worth giving this a shot and trying to thrill them and me. And then once I was in St. Louis, it was all a bit of magic, and the script came out.

    ?So the visit to St. Louis was when the project pivoted from more of a work-for-hire to something you could sink your teeth into??

    Absolutely. It was the city that brought me, in the very best of ways, to my knees, as far as that creative passion. Around every corner there's new look and a new type of air, and my brain was just going crazy with stories. I think that's what I needed. I am such a fan of the Mississippi River, so that was just a bonus. But you guys have everything: the bridges, the farmland, the city, the wealth, the poverty, the old, the new. I was awestruck. There's something about the vastness of the sky and the potency of the weather that I think really humbles people and makes them authentic in a way that helped me fall in love with characters. I want to showcase St. Louis as a beautiful place with tremendous history, and both an innocence and a creepiness.

    ?Historically, there are only a handful of films shot predominantly on location in St. Louis that are also explicitly set here.

    Right! And I want to be the first in this decade, certainly, to really make St. Louis a character in our film.

    ?The last one that I can recall is Steven Soderbergh's King of the Hill.

    ?Yes, I think that's right. There is a whole trial and tribulations we're going through, as far as the St. Louis Film Commission and having a tax incentive brought back there. It just seems to me that there is so much more to see and bring to the screen in St. Louis. Right now Louisiana is getting all of it, and I don't get that. I think the economy in St. Louis could benefit so greatly from having that tax incentive. I would love to be a part of bringing some money back into the city. And, in a selfish way, I would love to have this great place to shoot that people haven't seen, the way I intend I shoot it.

    ?The Chain of Rocks Bridge certainly is a spooky kind of bridge. Apart from the length, it has that odd bend in the center, and those water intake islands.

    ?Yes, the trees and the intake towers and then the Chain of Rocks itself, which is so visually arresting. It's like this nature-made halt in the river. It's where you can really see how powerful the water is, where nature has given evidence and reminded us of how quickly that water is moving. Otherwise, it can just sort of look like silk out there. I wanted to get into those intake towers like you wouldn't believe, but apparently you can't access them anymore, because the stairs that lead up to them are completely rotted away.

    ?I've always wondered if the Army Corps of Engineers ever lets anyone in those towers.

    ?Apparently the won't. [Laughs]. I tried. If I had my way, I would love to go in there and re-build those stairs, and be able to get inside one of those. It's the most isolated, terrifying, Rapunzel-esque image I've seen in a long time.

    ?If you're out there on the bridge at dusk, the whole place definitely has a weird voodoo about it.?

    ?It really does have, for lack of a better word, a vibe. It's got a mood. From the construction of it, that strange bend, as you say, which I'm sure was there for a necessary reason. But it's so strange a bend to have, and then to have it go into the woods the way it does. It's very much like a child would have made it in a dollhouse environment. It's a little too long and it's not quite straight and it's so narrow. And the fact that it used to be Route 66. It's just got all these super-cool things about it. When we were shooting the teaser there, I just can't tell you how eerie and magical it was. It really is a beautifully constructed bridge.

    ?In all of your films, you've been either the sole screenwriter, or a co-writer. Do you feel like you need to have a hand in a script to make it your own?

    ?I do feel better knowing that I have something in it. For me, directing starts in the writing, because I I believe you make a film three times: you write it, you direct it, and then you edit it. Each of those times, it becomes a different thing. You conceive of it in the script, and you bring it to life as you're shooting it. However, it's changed from the script, because you have real human beings stepping into the skins you've created, and they have things to say about it. So there's an evolution there. And ultimately when you get into post-production, you have to listen to the footage, because it's not necessarily what you set out to get. Hopefully, it's better, but it's always a little bit different. I think for me, being involved in the script is a necessity, not because I need to say something about it, so much as it's the best way for me to start the communication. That doesn't mean there aren't scripts I wouldn't kill to direct as they are.

    ?\A couple of years ago, you directed a supernatural horror film, Hisss, on location in India. The storied tale tale of shooting that film is the subject of a new documentary, Despite the Gods, from a first-time director Penny Vozniak. I understand that Hisss was an instance where what you set out to do versus the end product wasn't at all what you imagined it was going to be.

    Well, ultimately, I didn't get to make that film. I put my director's cut together, and the producers decided it was not what they wanted. They took it back to India. I never did any scoring or cutting or color-timing or any of the things you do to make the movie. They took the footage and changed it into what they wanted it to be. So it's not my film. I went to India and shot some footage, but I have nothing to do with the movie they made.

    ?That's an instance where you were able to complete the first two steps of writing and directing, but were not able to complete the third step of cutting.

    ?Exactly. It's like being really nauseous and hoping you can throw up, but not being able to. [Laughs] I went through several years of sorrow over that. It was one of the most significant losses I've had in my life.

    ?The loss of control over the film at the end.

    ?Yeah, it was just really sad for me. I think it was a mistake for them to do it. I would rather make a film and fail at making it and yet still complete it, as opposed to not being able to finish something. I'm deeply resentful that they decided to keep my name on it as writer and director. I think it's terribly unfair and very bad business.

    ?So the Bollywood experience did not pan out as you would have preferred.

    ?Well, that film specifically did not. The Bollywood adventure itself was magical and insane and absurd and joyous and nine months long. It was a significant part of my life. I would return to any time. I would go back in a heartbeat.

    ?Despite the fate of Hisss, you can see yourself returning to do another film in the Bollywood mode?

    ?Absolutely. I would love to. I would just work with different producers.

    ?Your films have all been shot on location outside Hollywood, going back to Boxing Helena in the Atlanta area. How does selecting a locale for filming come about?

    ?It's mainly a decision of the producers, because of tax incentives, and a way to save money. It's just too expensive for most people to shoot in Los Angeles. Because I'm rarely doing a film that's over one or two million dollars, producers are always looking to save money. I'd love to shoot locally, but it's best to shoot on a sound stage when in L.A., because you've just seen everything here.

    ?Your 2008 thriller, Surveillance, which was shot in Canada, benefits from not being obviously set in Los Angeles.

    ?Well, the interiors, such as the police station, were shot on stage, but with all the exteriors, I was just dying to say it was Anywhere, Middle America.

    ?Certainly, the film's environment is very non-specific. It could be the plains of Nebraska or the desert outside Los Angeles. It's pointedly never specified where we are.?

    ?Well God bless you for saying that, because that was the idea! I did that on purpose. Every license plate said something vague. I tried to never focus on that. I tend to feel that the more universal a place feels, the more we, as audience members, feel we could be there. If we give it a specific name, sometimes it will feel safe, knowing we don't live there. I kind of wanted to erase that line of safety.

    ?In contrast, A Fall From Grace is going to be explicitly set in St. Louis, correct?

    ?It's named as a St. Louis film, definitely. The protagonist, he works for St. Louis P.D., he's a homicide detective. It's important to note that although within the story there are beautiful moments and intensely dark moments, none of this is blamed on St. Louis. St. Louis is representative to me of anywhere in America. Or for that matter, anywhere in the world, as far as how people live together, and what the human condition is. These particular incidents in the story take place in St. Louis, but it's not because it's St. Louis.

    You were involved in a car accident in 1988 that has subsequently resulted in significant pain issues for you. Is it fair to say that living with pain is an element of your artistic life at his point?

    ?It certainly hasn't been of no effect on my artistic life. I think I was interested in the ways that pain affects humans even prior to that. Certainly, the sense of isolation and entrapment in one's own body or a space became more specific after the accident. Most of my artistic interests are in the darker areas of life. I'm incredibly interested in comedy too, people just haven't seen me do it yet. [Laughs] I'm interested in the dark stuff, because that's not what my life is. I gravitate towards things I'm curious about, or things I've had tastes of. I never want to go to prison and I never want to be arrested, but I tend to show a lot of people being arrested, and I'm sure someday I'll show people going to prison. That's a way to have that experience without ever really having it. But certainly there is my own experience in everything I do. I can't deny that. It's as much my own experience as my own curiosity. I tend to be curious about things that terrify me in the right way, so I go towards them.

    That does seem to be a theme of captivity in your films, whether it's explicit physical confinement or a more indirect kind. It goes back to Boxing Helena and extends to the film you just completed, Chained. On of the things I enjoy about Surveillance is the sort of blackly comical way that the corrupt patrolmen detain the motorists out on the road with their bizarre, menacing behavior. Their victims seem uncertain about whether they can just leave.

    That element of physical restraint seems to crop up again and again in your work. Chained is no exception. It's about a boy trapped in a house for ten years with a very dangerous man. That's not a conscious decision I'm making, but I'm pleased by the different things that come out of people when they're forced to sit still. Those are the reactions I'm fascinated by. If everybody can just come and go as they please, it's not nearly as interesting to me as people having to keep their wits about them and redefine themselves in order to stay alive. I think that's a universal touchstone for everyone, because ultimately when we're reduced to one being in one place, we all really only have certain choices to make. I really get a kick out of watching people make those choices, and how well or poorly they can go.

    Your early writing efforts include the Twin Peaks tie-in book The Secret Diary of Laura Palmer. However, another, less well-known project of yours was scripting an episode of the cult horror show Friday the 13th: The Series.?

    ?Hell, yeah! [Laughs] I used to write a lot of television. I got involved in that when Paramount called me. They knew I was writing scripts, and brought me in one day. The funny story about that is, I had two meetings that day, one at Paramount for Friday the 13th: The Series, and another at another studio for another show. And I went to Paramount thinking it was for this other show. As I walked up the stairs following the guy into the office, he turned around to lead me up, and he was wearing a Friday the 13th: The Series jacket. And I went, ?Oh, f***, I'm not ready for this meeting.? I sat down and by the grace of whatever creative angels there are out there, an idea came to me, and I pitched it to them, and they bought it that day.

    ?I still enjoy that series immensely as a great, old-school supernatural horror story. The episodic nature of it worked very well.

    ?I know! And I'm about to leave shortly to do an episode of Warehouse 13, which reminds me very much of Friday the 13th: The Series.

    ?Your episode, ?Repetition,? reminds me a bit of a gambler's tale: a person who gambles to pay off debts, and then just creates new debts, establishing this endless cycle. Only with the addition of murder and the supernatural.

    Yes, and the idea that you have to choose who's worthy to die. The question of who doesn't matter is a fascinating thing to me. What a curse that would be! In order to save yourself, you'd probably go for it.

    ?I understand that you were educated at the Interlochen Center for the Arts.

    ?Yes, for the last two years of high school.

    ?I attended college in Michigan, and had several classmates who spoke very glowingly of their experiences at Interlochen's Arts Camp. Was attending school there full-time a positive experience for you as well?

    ?It was incredibly pivotal for me. Transformative in just about every way. It was where I think I developed my voice, separate from my parents. There was a particular writing teacher there, with whom I'm still in touch, and he changed my life. He made me embrace the idea that there is really no way to write anything other than your own way. Certainly, there are changes in structure and things that can make something more palatable to a reader. But the very best way to tell a story is the same way you would tell a best friend or a lover or a child. You recount it. That what a great voice is. It's like great joke-telling. You tell it yourself, and that's what makes the joke great. It's the kind of thing I would wish for everybody. That's what education should be. It should be one if not more teachers that really bring you into yourself. They don't teach you to be themselves, they teach you to be you. I can't stand teachers who want me to be them. [Laughs] That's not only boring, it's irritating.

    ?Jennifer, thank you so much for speaking with me today, particularly at this early stage in the production of A Fall From Grace.

    ?I really appreciate it. There are always things to talk about with the film, and the beauty of it is that it's always changing.

    Source: http://bluevelvetvincentdonofrio.blogspot.com/2012/09/a-q-with-fall-from-grace-director.html

    guy fieri ryan braun bryce harper may day stoudemire jordan hill tony nominations